ARTICLES > The Value of Third Party Car Insurance.
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The Value of Third Party Car Insurance.
 We have an old car at home – a 1985 Mitsubishi Mirage. The poor thing has seen better days and it is a cause of rejoicing in our household each time it manages to pass the Warrant of Fitness test. We’ve used it to teach our three children to drive and they use it to buzz around town in.Because of the age of our children, the cost of getting full insurance on the car, which is only worth about $500, is very high. But third party insurance is around $150 a year. And has it been worth it? You bet! The first accident was our eldest daughter’s fault. She caused over $2,000 damage to the car she hit. The second accident was our son’s responsibility. He did $2,800 damage to the car he hit. All our kids are good drivers but accidents happen and without our third-party insurance the owners of the damaged cars would have claimed from their insurance companies and those companies would probably have used legal proceedings to get the money from us – and we’d most likely still be in debt repaying it. If you have a vehicle, insurance is vital. Remember, when you insure something such as a car, it is not the car you are insuring. You are insuring yourself so that, if you cause damage with that car you will not be placed under the pressure of a debt you may never be able to escape from. Vehicle insurance is not about insuring your car - it's about insuring yourself against a lifetime of debt! If you are uninsured because you find it too expensive, phone an insurer and ask for a third-party insurance quote - it's worth it for your own peace of mind. Note: there are two types of third-party insurance;
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This article could just as easily be called "The Danger of Being Without Third-Party Car Insurance." To drive without insurance is to tempt financial disaster!
