Solutions
ARTICLES > Two Dangers to Your Finances.

Two Dangers to Your Finances.

  Two Dangers to Your Finances and What FORTIfi can do to Help You.

warning_1_1_1.jpegThrough my role at FORTIfi Ltd I have visited many people in their homes to discuss personal and small business finances. In so doing there are two things I have noticed over and over again. I wouldn’t call these mistakes exactly, but they are behaviours that need to be recognised and adjusted for the sake of succeeding financially.

The First Thing

The Second Thing
Most people have a hit and miss attitude when it comes to keeping track of their money. Even those with some sort of system often have little idea of what is really happening with their finances. This makes it very easy to blow-out on expenditure to the point where some people  are going backwards financially without even realising it! I’ve also noticed how lax many people are in ensuring they are properly insured. Most people I visit have insurance policies that were taken out many years ago and have not been looked at since. In the meantime, a number of things may have happened. First, their situation has changed. They may have married or had children or increased their liabilities or assets. Second, pricing structures have changed. The insurance market is very competitive and some insurances are either cheaper today than they were a few years back or have extras attached to them that were previously unavailable. It could be that there are very real savings to be made by reviewing and renewing insurances. Third, there are new products available. In days gone by life insurance was considered all important but times have changed. While life insurance is still vital for most people, medical advances and longer life expectancy means many of the illnesses that once killed are no longer fatal. What is often more likely is that we’ll survive those illnesses but be unable to work to our previous capacities. That is why insurances such as trauma and TCP have been developed.
If you haven’t reviewed your insurances in the past three years, or, if your circumstances have changed since you last had a review, now would be a great time to organise one.


What FORTIfi Ltd can do?

The First Thing
The FORTIfi Network
The Second Thing
Reviewing Your Insurances
The answer to the problem of overspending is to keep a track of your finances and, would you believe it, that can be quick, simple, and even fun?!
We’ve created the FORTIfi Network for those of you who want to be proactive about keeping track of your finances and so maximise the money you earn and pay off that mortgage even faster.
Joining the FORTIfi Network is like joining a gym but it is to ensure financial fitness not physical fitness. For a one-off set-up fee and a quarterly fee you gain access to Xero – a monitored financial tracking programme that lets you see exactly where your money is going and how you can do even better in achieving your goals.		 We offer our clients (and those not yet FORTIfi Clients) a free insurance review. All you need do is contact us and we will get a FORTIfi Insurance consultant to give you a call. It is free and there is no obligation.  We'll check out what insurance you have and what would be best for your situation. 

To find our more about
The FORTIfi Network and FORTIfi Insurances check out our website;

www.FORTIfi.co.nz


Contact us now:

The FORTIfi Network

To find out more and fill in an email request form,
click here
 

Free Insurance Review.

To fill in an email form to arrange for one of our consultants to visit,
click here.

Signup for our monthly newsletter

It's full of hints about saving money and tips about your personal finances.  Fill in the spaces and click on the sign-up box below

First Name*
Last Name*
Email*

Contact Us

Auckland Phone: 
+64 9 830 2022
Freephone:
0800 50 44 44
E-mail:   info@fortifi.co.nz