Solutions

How Much Can I Borrow?

A bank will use a variety of criteria to determine how much they will loan you. The decision will ultimately hinge on their assessment of three areas of your financial health;

Serviceability - can you pay off a loan?

Equity - what is your nett worth and, if you couldn't repay a loan, would they get their money back?

Character - are you a person who has, in the past, demonstrated good financial character?

While there are various calculators on the Internet which give an indication of how much a bank will lend you, the only sure way is to make an approach to a bank.  We can make tentative enquiries that will determine what you can borrow.  To do this, click on the link below and complete the form.  We'll contact you within 24 hours to get any other information we require.

 

Application form

 

Read our article

 
 
Click the arrow to download a form that will help us determine how much you can borrow.  The form is in WORD format and has instructions on how to return it to us.
 
Click the arrow to read our article:
Wanting a bank loan?  Here's how your bank decides if you're worth it.
 
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Contact Us

Auckland Phone: 
+64 9 830 2022
Freephone:
0800 50 44 44
E-mail:   info@fortifi.co.nz